What is a lease to Own?
A lease purchase basically means rent to own (they mean the same thing). A lease purchase combines a basic lease contract with an option to purchase contract. (Hint: Rent to Own) The lease purchase contract is the quickest, easiest and least expensive way to buy, sell or invest in real estate. It replaces the typical adversarial relationship that usually exists between buyers and sellers with a win-win concept of transferring real estate ownership. It is highly sought after by those who are aware of it's powerful features and benefits. That is when we come into the picture!
Why should I use a lease purchase to buy my home?
Well let me just give you a few examples of Buyer/Tenant Benefits:
Rent Money is working towards the Purchase of the Property.
Minimum Cash Out of Your Pocket.
Option Money is Applied Towards the Purchase of the Property.
Credit Problems will NOT Hinder your Purchase.
Faster Equity Growth.
Time to repair your credit or investigate the best financing.
Peace of Mind.!
How long will it take to buy a home?
Buyer/Tenants can usually be in the home within two to four weeks. Once all the paperwork has been reviewed and signed. Don't forget we take you through all the details. The actual purchase of the home usually takes place between 6-12 months after occupancy.
Will lease purchasing work in my area?
Of course, lease purchasing works well in all markets both up and down and in any country that has a free market economy where lease agreements and option agreements are legal. Lease Purchasing is legal in all 50 United States, Canada, the UK and Australia for example.
Do I pay you for your services?
No. We are investors and we will sell you a house that we own, there will be no middle man/realtors involved in the process.
How much money I need to move in to my new home?
Normally you would need a down payment/option deposit of 2%-3% of the value that would apply towards your down payment when you are ready to buy, other then that you will pay monthly payments just like you rent until we help you become eligible to buy. Only different is that your part of your money will go towards the purchase price.
Do I need to qualify for a loan?
Absolutely not. We are interested in people that pay on time but we may be required to check your credit for a nominal fee.
Do I need a real estate agent?
Absolutely not. In many cases this will save you 4-8% of the selling price. That could mean thousands of dollars in your pocket! In matter of fact you do not need a mortgage broker, bank, lawyer or real estate agent.
DON'T DELAY, ACT TODAY!
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